# PeanutButterJelly (PJELLY) -- Complete Reference > A community-powered Solana meme token with real utility -- fighting hunger and funding education. "Making a Difference, One Sandwich at a Time." --- ## 1. Project Overview PeanutButterJelly (PJELLY) is a Solana-based community-powered token with a dual mission of fighting hunger and funding education. Unlike typical meme tokens, PJELLY has built a community-powered platform with real-world utility: an affiliate marketplace, a two-track scholarship program, a peer-to-peer student donation platform, an AI-powered Member Portal with pay-as-you-go career tools, and direct charitable donation integrations. Every action supports the mission. - **Token Name**: PeanutButterJelly - **Token Symbol**: PJELLY - **Blockchain**: Solana (SPL Token) - **Total Supply**: 1,000,000,000 (1 Billion) -- Fixed Forever - **Contract Status**: All authorities revoked (renounced) -- the contract is immutable - **Contract Type**: Standard Solana SPL -- no custom or upgradeable code - **Contract Address**: 5R7wV8gzKrDxzHneqjiATm3PX5jdjWmtbtJaiHiFpump - **Launch**: Fair launch via Pump.fun -- no presale, no private sale, no insider allocation - **Website**: https://www.peanutbutterjelly.io - **X/Twitter**: https://x.com/PButterJelly - **Telegram**: https://t.me/PBJelly_Official - **TikTok**: https://www.tiktok.com/@pjelly.pbjelly - **Contact**: information@peanutbutterjelly.io - **Company**: Veritas Network Holdings LLC, Dallas, TX - **Whitepaper Version**: 2.3 (2026) --- ## 2. The Student Debt Crisis -- Why PJELLY Exists America's student debt crisis is one of the defining financial emergencies of our time. PeanutButterJelly was built in direct response to this reality. ### The Scale of the Crisis | Metric | Figure | Source | |--------|--------|--------| | Total U.S. Student Loan Debt (2025) | $1.84 Trillion | Federal Reserve, Q4 2025 | | Number of Federal Borrowers | 44.6 Million Americans | Federal Student Aid, FY2025 Q3 | | Average Federal Loan Balance | $39,547 per borrower | U.S. Dept. of Education, Sept. 2025 | | Average Bachelor's Degree Debt | $29,890 | Class of 2024, U.S. News data | | Growth Since 2006 | +260% | From $481B to $1.84T | | Borrowers Owing Over $100,000 | 3.6 Million Americans | Federal Student Aid, July 2025 | | Average Law School Graduate Debt | ~$140,000 | -- | | Average Medical School Graduate Debt | ~$200,000 | -- | | Student Loan Delinquency (90+ days, Q4 2025) | 9.57% | Up from 0.53% in Q4 2024 | ### A System That Leaves Students Behind - The average yearly cost of attending a U.S. college -- including tuition, fees, supplies, and living expenses -- is approximately $38,270 per student. - Over four years at a public institution, that totals more than $153,000. For out-of-state students, the four-year cost can exceed $182,000. - $275.1 billion in total financial aid was distributed in the 2024-25 academic year -- much of it composed of the very loans that create the debt crisis. - Black borrowers carry disproportionately higher student debt than any other demographic group. Among Black women, the average student loan balance grows 13% over 12 years -- even while making consistent payments. - 52% of all federal student loan borrowers are over the age of 35. - 2.4 million Americans aged 62 and older still collectively owe $98 billion in student loan debt. > "Student loan debt has a ripple effect on nearly every aspect of a borrower's life. It can delay major milestones like buying a home, starting a family, or saving for retirement." -- Education finance researcher, U.S. News & World Report --- ## 3. The Hunger Crisis in America -- Why PJELLY Exists The United States produces more food than any other nation on earth. Yet tens of millions of people do not know where their next meal will come from. This is not a crisis of scarcity -- it is a crisis of access, inequality, and inadequate support. ### The Numbers Behind the Crisis | Metric | Figure | Source | |--------|--------|--------| | Americans in Food-Insecure Households | 47.9 Million | USDA ERS, 2024 | | Share of U.S. Households Food Insecure | 1 in 7 (13.7%) | USDA ERS, 2024 | | Children in Food-Insecure Households | 14.1 Million | USDA ERS, 2024 | | Households with Very Low Food Security | 5.4% (7.2 Million) | Regularly skipping meals | | Black Households Experiencing Food Insecurity | 24.4% | More than double the rate of White households | | Latinx Households Experiencing Food Insecurity | 20.2% | USDA ERS, 2024 | | Single-Parent (Female-Led) Households Affected | 36.8% | Up from 34.7% in 2023 | | Annual Budget Shortfall to Close the Hunger Gap | $32 Billion | -- | | Extra $ Per Week Individuals Need to Cover Food | $22.37 | Less than a single restaurant meal | ### Who Goes Hungry in America - 16% of urban households and 15.9% of rural households experienced food insecurity in 2024. - 85% of counties with the highest food insecurity rates are rural, and 9 out of 10 are located in the South. - More than 2 out of 5 people facing hunger may not even qualify for SNAP because their incomes exceed the program's eligibility threshold -- even while they cannot afford sufficient food. - 47.9 million Americans -- roughly the population of California -- went to bed in 2024 uncertain about where their next meal would come from. Among them: 14.1 million children. --- ## 4. Mission: Hunger Relief PeanutButterJelly is committed to fighting childhood hunger in America. Through a partnership with The Giving Block -- a leading crypto donation infrastructure platform for registered 501(c)(3) charities -- community members can donate cryptocurrency directly to: - **No Kid Hungry**: A national campaign working to end childhood hunger in America. No Kid Hungry connects kids to effective nutrition programs like school breakfast and afterschool meals and teaches families to cook healthy, affordable meals. - **Feeding America**: The largest hunger-relief organization in the United States. Feeding America operates a nationwide network of 200 food banks and 60,000 food pantries, providing billions of meals each year to people facing hunger. These donations are facilitated through The Giving Block's platform, which allows crypto holders to make tax-efficient charitable donations directly to these verified 501(c)(3) organizations. The PJELLY project does not pool, hold, or manage these charitable funds -- donors give directly to the charities. A donation modal is live on the website, accessible to any community member or visitor globally. --- ## 5. Mission: Education & Scholarships ### Two Distinct Funding Flows PJELLY's scholarship program operates through two transparent, clearly separated funding flows. A third flow (charitable donations to 501(c)(3) hunger organizations) is described separately as it does not involve scholarships. #### Flow 1 -- The PeanutButterJelly Scholarship Treasury The Scholarship Treasury is funded by 100,000,000 PJELLY tokens (10% of total supply) allocated by PeanutButterJelly. This is a corporate grant program -- PeanutButterJelly distributing value from its own token holdings to support verified U.S. students -- not a charitable solicitation. The Treasury vests over 36 months, with 10% available at token generation and the remaining 90% released on a structured schedule. **10% of the Scholarship Treasury is reserved specifically for the Fall 2026 application cycle** -- the program's first full distribution cycle. The Treasury distributes funds through a **two-track selection system**, each track representing 50% of total Treasury allocations: - **Track A -- The PeanutButterJelly Algorithmic Scholarship (50% of Treasury)**: Applications are evaluated against a published scoring rubric measuring academic merit, demonstrated financial need, personal circumstances, and mission alignment. Selection is fully algorithmic -- no human discretion is applied to final award decisions. No appeals; denied applicants may reapply in the next cycle. - **Track B -- PeanutButterJelly Mission Awards (50% of Treasury)**: Awards distributed at PeanutButterJelly team discretion based on mission alignment and demonstrated need -- supporting students whose circumstances may not be fully captured by algorithmic scoring (e.g., students facing unique hardships, first-generation college students, students attending HBCUs or other underserved institutions). Selection is subject to all applicable federal and state anti-discrimination laws. One-time reconsideration available. #### Flow 2 -- Peer-to-Peer (P2P) Donations The P2P platform allows community members to donate PJELLY tokens directly to verified student campaigns. PeanutButterJelly does not custody, pool, or hold donated funds at any point. How P2P Donations Work: 1. Students submit applications meeting the same eligibility requirements as Treasury applicants. 2. Platform personnel verify the applicant's identity, enrollment, and eligibility. 3. Verified students appear on the platform with a verification badge. 4. Donors browse verified student campaigns and choose freely which students to support. 5. When a donor initiates a donation, PJELLY from the donor's wallet is automatically converted to USDC at the moment of the transaction. 6. USDC is delivered directly to the student's Solana wallet. 7. A 5.0% platform fee is collected from the donation amount to support platform operational costs. 8. The complete transaction is verifiable on-chain via Solscan. PeanutButterJelly exercises **no selection authority** over Flow 2 donations. The platform does not rank students, recommend specific students to specific donors, or promote individual student campaigns. This structure mirrors peer-to-peer donation platforms such as GoFundMe, Kickstarter, and DonorsChoose. PeanutButterJelly is not a 501(c)(3), and donations through the P2P platform are not tax-deductible charitable contributions. ### Eligibility Requirements (Both Flows) - Enrolled at an accredited United States educational institution - Valid .edu email address - Enrollment verification documentation - 2.5+ GPA for return applicants - Active PeanutButterJelly community membership (minimum $25 USD equivalent PJELLY holding at time of application) - $25 scholarship application fee -- paid in PJELLY, auto-converted to USDC on receipt, **refunded upon scholarship award** ### Scholarship Award Amounts - **First-time applicants**: Up to $1,500 USD - **Return applicants**: Up to $2,500 USD (requires previous campaign completion and current GPA verification) ### Payout Structure -- USDC, Not Raw PJELLY Students receive USDC -- not raw PJELLY tokens. Awards denominated in USD are disbursed as USDC (USD Coin stablecoin) on the Solana blockchain, converted from Treasury PJELLY at the time of award. **This structure eliminates digital asset volatility risk for scholarship recipients.** A student awarded $1,500 receives $1,500 in USDC -- the dollar value does not fluctuate with PJELLY price movement. ### Student Savings Portal In addition to scholarships, PJELLY curates discounted textbook deals and student discounts through affiliate partnerships. This portal is open to all students -- no token required. ### Spring Break Giveback Campaign Launched March 2026, this campus-focused initiative connects students to everyday shopping and travel bookings through affiliate links, with commissions allocated toward scholarship-related funding initiatives. ### College Ambassador Program PJELLY is actively recruiting college students as ambassadors to strengthen campus presence, provide platform feedback, and support community growth. Students interested can email information@peanutbutterjelly.io with subject line "College Ambassador Program." --- ## 6. Impact Marketplace The PJELLY Impact Marketplace launched in January 2026 and expanded from 15 to 40+ verified affiliate retail partners within its first 30 days. Website sessions grew 70% in the same period. When visitors shop through these links, the affiliate commissions earned go toward funding scholarships and the project's charitable mission -- at zero extra cost to the shopper. Through 2028, 100% of net affiliate commissions -- after operational expenses and applicable taxes -- are allocated to student scholarships and hunger relief. Subject to operating costs, taxes, and program changes. PJELLY scholarships are gap-support awards; awards are based on available funding and are not guaranteed. PeanutButterJelly is not a 501(c)(3); peer-to-peer donations are personal gifts and not tax-deductible. Awards are paid in PJELLY tokens, whose value can fluctuate. ### Affiliate Partner Categories **Technology & Electronics:** Best Buy, Samsung, Lenovo, Lenovo Mexico, VAIO, Netgear **Mobile & Services:** Verizon, GameFly **Fashion & Beauty:** MAC Cosmetics, Bobbi Brown, L'Occitane en Provence, Aveda, Express, Levi's, Allen Edmonds, AG Jeans, Cole Haan, Bloomingdale's, Marc Jacobs, Donald Pliner, Lane Bryant, Wacoal, Finish Line, Famous Footwear, GAP Factory, Kohl's, Champion **Travel & Lifestyle:** Hotels.com, Expedia, Travelocity, Radisson, MGM Resorts (with dedicated property pages for Bellagio, Aria, MGM Grand, Mandalay Bay, and Park MGM), Thrifty Car Rental, The Parking Spot **Food & Home:** Petco, Ace Hardware, True Nature Meats Co, Bissell **Academia:** Textbook Deals, SAT Prep **Other:** TikTok **Crypto On-Ramp Affiliate:** PeanutButterJelly participates in the Coinbase affiliate program as an independent affiliate. Coinbase is a U.S.-regulated cryptocurrency exchange that community members can use to acquire crypto. This is an affiliate referral relationship only — Coinbase is not a corporate partner, sponsor, endorser, or joint venturer of PeanutButterJelly, the PJELLY token, the scholarship treasury, or any PJELLY operations, and PJELLY makes no representation about Coinbase beyond providing a referral link. The landing page is at `/exchange`; the URL omits the Coinbase trademark per U.S. FTC affiliate-marketing guidance, Coinbase's affiliate program terms, and PJELLY's internal affiliate URL brand prohibition policy. PeanutButterJelly may earn a referral commission when a visitor signs up through that page; net commissions, after operational expenses and applicable taxes, support PJELLY's scholarship and hunger-relief mission at no extra cost to the visitor. All affiliate partnerships require business verification and due diligence. These are verified affiliate relationships, not corporate partnerships or endorsements. ### MGM Resorts Property Hub MGM Resorts is structured as a parent hub at `/marketplace/merchant/mgm-resorts`, where visitors choose a specific property and are routed to that property's dedicated affiliate link. Each property has its own page and tracking URL: - Bellagio -- `/marketplace/merchant/mgm-bellagio` - Aria -- `/marketplace/merchant/mgm-aria` - MGM Grand -- `/marketplace/merchant/mgm-mgm-grand` - Mandalay Bay -- `/marketplace/merchant/mgm-mandalay-bay` - Park MGM -- `/marketplace/merchant/mgm-park-mgm` In addition, Bellagio has a dedicated SEO/FAQ landing page covering the Bellagio fountain show schedule, viewing spots, and fountain-view rooms at `/marketplace/travel-deals/bellagio-las-vegas`. Bissell has a dedicated SEO/FAQ landing page covering the CrossWave wet-dry vacuum lineup (how it works, how to use, how to clean, and model comparisons including CrossWave Pet Pro and CrossWave HydroSteam) at `/marketplace/home-deals/bissell-crosswave`. GameFly has a dedicated SEO/FAQ landing page covering the mail-based video game rental subscription (how it works, supported consoles including PS5, Xbox Series X/S, and Nintendo Switch, shipping flow, used-game keep purchases, and how it compares to PS Plus and Xbox Game Pass) at `/marketplace/gaming-deals/video-game-rentals`. Note: the URL deliberately avoids the GameFly trademark per GameFly's affiliate program policy on prohibited URL keywords. The Princeton Review has a dedicated SEO/FAQ landing page covering test prep (SAT, ACT, AP, GRE, GMAT, LSAT, MCAT), course formats (self-paced, live online, small group, in-person, and 1-on-1 tutoring), college admissions counseling, college essay help, free practice tests, and 24/7 homework help via Tutor.com at `/marketplace/education-deals/princeton-review`. Cirque du Soleil — Vegas Shows is available as an affiliate partner card at `/marketplace/merchant/cirque-du-soleil`, linking visitors to ticket pages for the full Las Vegas resident-show lineup including KÀ at MGM Grand, O at Bellagio, Mystère at Treasure Island, Michael Jackson ONE at Mandalay Bay, and The Beatles LOVE. Michael Jackson ONE by Cirque du Soleil has its own dedicated affiliate partner card at `/marketplace/merchant/cirque-michael-jackson-one`, linking visitors directly to ticket pages for the resident show at Mandalay Bay Resort & Casino in Las Vegas. "O" by Cirque du Soleil has its own dedicated affiliate partner card at `/marketplace/merchant/cirque-o`, linking visitors directly to ticket pages for the aquatic resident show at the Bellagio Resort & Casino in Las Vegas. Shark Reef Aquarium at Mandalay Bay has its own dedicated affiliate partner card at `/marketplace/merchant/shark-reef-aquarium`, linking visitors directly to ticket pages for the 1.6-million-gallon walk-through aquarium attraction in Las Vegas. David Copperfield at MGM Grand has its own dedicated affiliate partner card at `/marketplace/merchant/david-copperfield`, linking visitors directly to ticket pages for the legendary illusionist's resident show at the David Copperfield Theater in Las Vegas. --- ## 7. Token Utility PJELLY tokens have three defined real-world utilities: 1. **Scholarship Support — Two Distinct Flows** -- PJELLY funds scholarship awards through two structurally separate flows: Flow 1 (the PeanutButterJelly Scholarship Treasury, which makes merit- and need-based awards) and Flow 2 (peer-to-peer student campaigns where donors give directly to verified students). In both flows, PJELLY is auto-converted to USDC at the moment of disbursement to protect students from volatility. 2. **Marketplace Purchasing Power** -- Token holders can use PJELLY directly within the platform marketplace and Auction Dashboard, and PJELLY is the bidding medium for community auctions. 3. **Charitable Giving via The Giving Block (Flow 3)** -- PJELLY (and other supported cryptocurrencies) can be donated through The Giving Block's infrastructure directly to verified 501(c)(3) hunger-relief partners including Feeding America and No Kid Hungry. PeanutButterJelly does not pool, hold, or manage these funds. --- ## 8. Tokenomics & Distribution | Category | Allocation | Tokens | Vesting | |----------|-----------|--------|---------| | Public Liquidity | 70% | 700,000,000 | 100% unlocked at TGE (fair launch) | | Founder / Team | 10% | 100,000,000 | 12-month cliff, then 12-month linear vesting | | Scholarship Treasury | 10% | 100,000,000 | 10% unlocked at TGE; 90% vested over 36 months | | Ops / Marketing | 10% | 100,000,000 | 10% unlocked at TGE; 90% vested over 30 months | | **TOTAL** | **100%** | **1,000,000,000** | Fixed. No additional minting. Ever. | ### Key Disclosures - The founder **purchased** the entire 30% non-public supply at fair launch pricing rather than receiving it as a free grant -- ensuring a fair launch model with no free team allocations. - The founder intends to distribute the non-public supply via community giveaways, prizes, and airdrops rather than selling on the open market. - The token contract is a **standard Solana SPL mint** -- no custom smart contract. All authorities have been revoked, making the contract immutable. - No party -- including the founding team -- can ever increase the token supply or modify the contract code. The on-chain supply is permanently fixed. - Token deployment and category allocations are off-chain governance decisions that may evolve in accordance with the project's operational needs. ### What PJELLY Does NOT Do - No revenue sharing or dividends to token holders - No buyback programs or token burns - No staking rewards or yield farming - No liquidity mining incentives - No price stabilization mechanisms - No promises of token appreciation, financial return, or investment profit - No ownership interest in PeanutButterJelly or any affiliated entity - No profit participation in marketplace commissions, scholarship distributions, or any other platform activity PJELLY is a utility token for participation in a mission-driven ecosystem -- not a financial instrument. --- ## 9. Community Portal & Five-Tier Membership System The PeanutButterJelly Community Portal is the operational heart of the ecosystem -- a comprehensive, mission-aligned platform that delivers tangible utility through a five-tier membership framework. ### How Tier Is Calculated -- The Retained Commitment Principle A member's tier is determined by the **greater** of two values: - **(A) Net USD Contribution** -- total USD value of qualifying PJELLY purchases minus total USD value of sales, each valued at the time of transaction, with a floor of zero. - **(B) Current USD value of retained PJELLY holdings** **Tier Score = MAX(A, B)** Market price movement alone does not change tier. If PJELLY appreciates, no member is automatically upgraded. If PJELLY declines, no member is automatically downgraded. Only active purchases (which may advance tier) and sales (which may reduce tier, and only if retained value falls below the current tier threshold) affect tier status. **Qualifying transactions** are direct swaps of PJELLY via Jupiter, Raydium, or Pump.fun, with USD value recorded from on-chain price feeds at the time of the swap. Tokens received via airdrops, giveaways, wallet-to-wallet transfers, or gifts do not contribute to tier calculation. Existing members as of the deployment of this tier framework have been grandfathered at their current tier level; Retained Commitment rules apply to all activity going forward. ### The Five Tiers | Tier | Threshold | Soulbound NFT | Key Benefits | |------|-----------|---------------|--------------| | **Crab** (Community Member) | — | None | Community Dashboard; Tiered Announcements; Job Board (72-hr refresh); Scholarship Matcher; impact view | | **Fish** (Active Supporter) | — | None | All Crab + AI Resume Tool (3/mo); Match Scoring; Skill Gap Analysis; Interview Prep Coach ($0.10/session) | | **Dolphin** ★ Most Value | — | None | All Fish + Full AI Resume Rewrite; Cover Letter Generator; 10/mo analyses; Merch Store & Auction Dashboard access | | **Shark** (Dedicated Supporter) | — | Shark Soulbound NFT | All Dolphin + Donor Recognition Wall; Scholarship Naming Rights; 20/mo analyses; priority announcements | | **Whale** (Mission Champion) | — | Whale Soulbound NFT (gold) | All Shark + 24-hr early merch; priority auctions; exclusive events; unlimited resume analyses | ### Cross-Tier Mechanics - **Soulbound NFTs**: Shark and Whale NFT Status Cards are non-transferable. They cannot be bought, sold, or reassigned. They represent community standing -- not financial instruments. - **Privacy**: Tier UI labels never display exact USD thresholds to other members. Wallet sessions auto-disconnect after 10 minutes of inactivity. - **Community Membership**: Access to tier benefits requires the member to hold at least $25 USD equivalent in PJELLY at the time of use. - **Historical Recognition**: Tier status reflects commitment at the time it was earned. Donor Recognition Wall placement is preserved as a record of historical contribution, subject to active community membership for benefit access. --- ## 10. AI Career Tools & Portal Features ### AI Resume Analyzer (Fish+) Provides actionable feedback across multiple dimensions: Format & Readability, Skills Assessment, ATS Compatibility, Skill Gap Analysis, and Job Match Suggestions. Usage caps scale by tier: 3/month (Fish), 10/month (Dolphin), 20/month (Shark), unlimited (Whale). ### AI Resume Rewrite & Cover Letter Generator (Dolphin+) Members submit a target job posting alongside their existing resume, and the platform generates a comprehensively rewritten resume optimized for the specific role and a customized cover letter aligned to the job description. ### Aggregated Job Board (Crab+) Employment listings sourced from seven major job platforms, consolidated into a single unified interface. Integrated with each member's resume profile for skill-based match scoring. Listings refresh every 72 hours; primarily covers the U.S. market but globally accessible. ### Scholarship Matcher (Crab+) AI-powered matcher that analyzes each student's academic profile -- field of study, demographics, GPA, and other factors -- and pairs them with external funding opportunities. Primarily surfaces U.S. scholarship opportunities. ### NFT Status Cards (Shark/Whale) Digitally issued, soulbound (non-transferable) membership badges featuring original, commissioned artwork produced exclusively for the PeanutButterJelly community. Earned through qualifying cumulative contribution -- not available for direct purchase. Carry no implied monetary value and are not structured as financial instruments. ### Donor Recognition Wall & Named Scholarships (Shark/Whale) The Donor Recognition Wall provides public acknowledgment for community members who contribute to scholarship initiatives through P2P donations. **Scholarship Naming Rights** are available to Shark- and Whale-tier members: a qualifying member who donates PJELLY to a specific student's campaign may attach a customizable scholarship name (e.g., "The Smith Family Scholarship") to that on-chain donation record. Naming rights are awarded only when a tier-qualified member personally donates to a specific student campaign -- no treasury funds are ever renamed in honor of a holder who did not personally fund the named donation. This mirrors the long-established pattern of university donor-named scholarships. ### Collectibles & Merchandise Storefront (Dolphin+, with 24-hr Whale early access) Branded merchandise and limited-edition collectible items. Open to all community members, with 24-hour early access for Whale-tier members. Items are consumer goods -- no item is represented as having investment value, secondary market guarantee, or financial return expectation. ### Auction Dashboard (Dolphin+, with priority bidding for Whale) Competitive bidding for limited-edition items and specialty merchandise. PJELLY tokens are the bidding medium, reinforcing the token's transactional utility. No auction item carries investment value. ### AI Interview Prep Coach (Fish+, $0.10/session) Immersive, structured mock interview experience. Each session presents thirteen carefully constructed questions modeled on professional hiring manager expectations. Members receive detailed hiring manager-style feedback and a Hire Likelihood rating. Available at a nominal $0.10 per-session cost to remove barriers to career preparation. ### AMA Chatbot AI-powered assistant live on the platform, enabling community members to navigate the ecosystem, find resources, and get answers in real time. ### Blog & News SEO-optimized content hub delivering mission updates, platform news, press coverage, and educational resources. --- ## 11. How the PeanutButterJelly Community Works — The Seven-Step Flow The Member Portal at `/portal` is organized as a clear, sequential community flow. Every step supports the mission. 1. **Connect Wallet** 🥜 — Any Solana wallet, any PJELLY balance. No minimum required to enter the community. 2. **Browse Marketplace** 🛒 — 40+ verified affiliate partners. Shopping carries zero extra cost; commissions support the mission. 3. **Pay-As-You-Go Tools** 🛠️ — AI resume rewrite, cover letter generator, scholarship matcher, deep AI job matching, and the interview prep coach. Members pay only for what they use — no subscription, no recurring fee. 4. **Apply & Donate** 🎓 — Students apply for Treasury and peer-to-peer scholarships. Donors give directly to verified student campaigns on Solana, with auto-conversion to USDC at the moment of donation. 5. **Earn Recognition** 🏅 — Soulbound badges recognize community contributions. They are non-transferable, never for sale, and represent standing — not a financial product. 6. **Mission Funded** 🍞 — Affiliate commissions and platform fees fund scholarships and hunger relief through 2028. 7. **Community Grows** 👋 — New members join the mission and the cycle continues. **Tagline:** *Every action supports the mission.* ### Pay-As-You-Go Tools Summary | Tool | Access | Pricing | |------|--------|---------| | AI Resume Analyzer | Fish+ | Included with tier (capped uses) | | AI Resume Rewrite | Dolphin+ | Per-use, no subscription | | Cover Letter Generator | Dolphin+ | Per-use, no subscription | | Scholarship Matcher | Crab+ | Per-match, no subscription | | Aggregated Job Board | Crab+ | Free with membership | | AI Interview Prep Coach | Fish+ | $0.10 per session | ### Soulbound Badges (Shark / Whale Status Cards) - **Non-transferable.** Cannot be bought, sold, gifted, or reassigned. - **Earned only.** Awarded exclusively through verified ecosystem participation at the Shark and Whale tiers. - **Not financial instruments.** They carry no implied monetary value, no investment expectation, and no secondary market. - **Status markers.** Public recognition of community contribution, mirroring named-donor patterns common in higher-education philanthropy. ### Membership Access Holding $25+ USD equivalent in PJELLY activates community membership for tier benefits. Membership is a consumptive utility gate — not an investment vehicle, not a subscription, and not subject to time-based lock-ups. --- ## 12. Feature-Level Geographic Eligibility The PJELLY platform applies geographic rules feature-by-feature rather than imposing a single restrictive or permissive policy: | Feature | Geographic Posture | |---------|---------------------| | PJELLY Token Acquisition Pages | Global, excluding OFAC-sanctioned jurisdictions and the United Kingdom (FCA restriction) | | Scholarship Recipients (Flows 1 and 2) | United States only -- enrolled at accredited U.S. institution with valid .edu email | | P2P Scholarship Donors | Global, excluding OFAC-sanctioned jurisdictions | | Charitable Donations via The Giving Block | Global -- managed by The Giving Block's compliance infrastructure | | Affiliate Marketplace | Global, subject to each merchant's own shipping and service area | | AI Resume & Career Tools | Global | | Aggregated Job Board | Global access; listings primarily cover U.S. market | | Scholarship Matcher | Global access; external scholarship database primarily covers U.S. | | Merchandise & Collectibles Storefront | Global, subject to shipping availability | | Auction Dashboard | Global, excluding OFAC-sanctioned jurisdictions | | NFT Status Cards | Global (non-transferable; no securities exposure) | OFAC-sanctioned jurisdictions include -- but are not limited to -- Iran, North Korea, Cuba, Syria, and the Crimea, Donetsk, and Luhansk regions. Participation is contingent on compliance with applicable local laws, which is the sole responsibility of the participant. --- ## 13. Custody & Treasury Management It is important to distinguish between two separate concepts: **contract immutability** and **custody practices**. - **Contract immutability** refers to the PJELLY token contract itself. The contract has been renounced -- no party can mint additional tokens, modify code, or alter the total supply. This is permanent and on-chain. - **Custody practices** refer to how tokens held by the project (Founder/Team allocation, Scholarship Treasury, Ops/Marketing allocation) are secured operationally. ### Current Custody State The PeanutButterJelly Scholarship Treasury is currently held in a PeanutButterJelly-controlled wallet. The team is actively implementing **hardware-wallet-secured custody (Trezor/Ledger)** as an immediate security upgrade. ### Custody Roadmap Following the token's graduation from the initial Pump.fun bonding curve phase, the Scholarship Treasury is scheduled for migration to a **multi-signature wallet** requiring multiple authorized signers to execute any distribution. The migration transaction will be verifiable via Solscan at the time it occurs. The sequence is intentional: hardware-wallet security provides immediate meaningful risk reduction; the multisig migration occurs at a point in the token's market maturation when a large treasury transfer is interpreted correctly as a custody upgrade. --- ## 14. Trust & Verification Signals ### Contract Security - All token authorities have been revoked (renounced) - The contract is immutable -- no one can mint new tokens, freeze accounts, or modify the contract - Standard Solana SPL token program -- no custom or upgradeable contract code ### Verified Partnerships - **The Giving Block**: Institutional partnership for crypto donation infrastructure to 501(c)(3) charities - **40+ Affiliate Partners**: Each requiring business verification and due diligence (Best Buy, Samsung, Verizon, Expedia, etc.) ### Transparency - All scholarship donations verifiable on the Solana blockchain via Solscan - Public impact metrics displayed on the website - Student privacy protected through pseudonyms while maintaining donation transparency - Tokenomics and vesting schedules publicly disclosed - Custody address disclosed publicly; future migrations announced and verifiable on-chain ### Privacy & Data Handling - Student PII protected through database security views - SHA-256 IP hashing -- raw IP addresses never stored - 30-day automated data retention with scheduled purging - Wallet sessions auto-disconnect after 10 minutes of inactivity ### Compliance - Mission-first, utility-first framing throughout - UK geographic restrictions on token acquisition pages (FCA compliance) - FTC affiliate disclosure compliance - OFAC-sanctioned jurisdictions excluded from token acquisition --- ## 15. Platform Development Status ### Completed & Operational - **Affiliate Marketplace** -- Live worldwide. Launched January 2026 with 15 partners; expanded to 40+ within 30 days. - **The Giving Block Integration** -- Cryptocurrency donation modal live globally for Feeding America and No Kid Hungry. - **Peer-to-Peer Scholarship Platform** -- Live and functional with auto-conversion from PJELLY to USDC and 5.0% platform fee. Fall 2026 application cycle launches for both Flow 1 (Treasury) and Flow 2 (P2P). - **PR Newswire News API** -- Live on-site news widget integration. - **Press Release Distribution** -- Distributed via ACCESS Newswire; syndicated to AP News, Yahoo Finance, Morningstar, StreetInsider.com, UWire, College Media Network. - **Spring Break Giveback Campaign** -- Launched March 2026. - **College Ambassador Program** -- Actively recruiting. - **Smart Contract Renouncement** -- Contract is immutable; supply is fixed. - **AMA Chatbot** -- Live AI assistant on the platform. - **Blog & News** -- SEO-optimized content hub. - **Community Portal & Career Tools** -- AI Resume Analyzer, AI Resume Rewrite, Cover Letter Generator, Aggregated Job Board, Scholarship Matcher, and Interview Prep Coach -- live at tier-appropriate levels. - **NFT Status Cards** -- Soulbound badges live for Shark- and Whale-tier members. ### Areas of Continued Development - **Payment Infrastructure** -- Native payment system for vendor purchases using PJELLY directly. Targeted Q3 2026. - **Academic Institutional Partnerships** -- Ongoing outreach to expand scholarship eligibility. - **Conversion & Growth Optimization** -- Audience segmentation and merchant handoff improvements. - **Marketplace Expansion** -- Continued growth beyond 40+ partners. - **Custody Infrastructure Evolution** -- Progression from single-signer to hardware-secured to multi-signature custody for the Scholarship Treasury. No timelines, outcomes, or guarantees are expressed or implied. --- ## 16. Press Release Distribution PeanutButterJelly distributes press releases via ACCESS Newswire, a paid press release distribution service. Releases are syndicated to outlets including: - **AP News** -- via ACCESS Newswire syndication - **Yahoo Finance** -- via ACCESS Newswire syndication - **Morningstar** -- via ACCESS Newswire syndication - **StreetInsider.com** -- via ACCESS Newswire syndication - **The Lantern** (Ohio State University) -- collegiate press release pickup - **50+ university publications** via UWIRE -- collegiate press release distribution network - **College Media Network** -- collegiate press distribution --- ## 17. Why Solana The Solana blockchain provides the technical foundation for everything PJELLY is building: - Near-zero transaction fees -- ideal for micro-scholarship donations and USDC payouts - High throughput -- supports real-time peer-to-peer transfers - Growing ecosystem -- expanding utility token infrastructure - All scholarship donations verifiable on-chain via Solscan - Standard SPL token program -- no custom or upgradeable smart contract risk --- ## 18. Risk Disclosures This document is provided for informational purposes only. It does not constitute an offer, solicitation, or recommendation to buy, sell, or hold any digital asset, security, or investment product. Nothing in this document should be construed as financial, legal, tax, or investment advice. - **No Guarantee of Value**: PJELLY tokens are digital assets with no guaranteed value. Price may fluctuate significantly; participants may lose all or part of any value associated with their token holdings. - **Regulatory Risk**: The regulatory environment for digital assets continues to evolve at federal, state, and international levels (including securities law, consumer protection, money transmitter regulations, and data privacy frameworks such as CCPA and GDPR). Changes could adversely affect the platform, token, or operations. - **Technology Risk**: Blockchain technology, smart contracts, and decentralized platforms carry inherent technical risks including software vulnerabilities, network congestion, protocol changes, and third-party platform risk. The Solana network, The Giving Block, Jupiter, Raydium, Pump.fun, and other third-party infrastructure operate independently of PeanutButterJelly. - **Smart Contract Risk**: The PJELLY contract has been renounced and is immutable. While this eliminates administrative manipulation risk, no corrections or modifications can be made to the contract code in the event of an unforeseen issue. - **Market and Volatility Risk**: Digital assets including PJELLY are subject to significant price volatility. - **Affiliate & Third-Party Risk**: PeanutButterJelly is not affiliated with, endorsed by, or in a joint venture with any third-party brand or merchant. Merchant availability may change. - **Forward-Looking Statements**: Statements regarding plans, initiatives, roadmap items, and platform development areas reflect current intentions only and are subject to change. They do not constitute commitments, representations, warranties, or guarantees. - **Charitable & Scholarship Allocations**: Outcomes depend on platform activity, marketplace performance, donor participation, and applicant qualification. No specific dollar amounts of scholarship distribution or charitable contribution are guaranteed. - **Local Law Compliance**: Participation is contingent on compliance with applicable local laws, the sole responsibility of the participant. - **Not Financial, Legal, Tax, or Investment Advice**: Consult qualified professionals before making any decision related to PJELLY tokens, scholarship applications, charitable contributions, or platform participation. --- ## 19. Key Pages & Resources | Page | URL | Description | |------|-----|-------------| | Homepage | https://www.peanutbutterjelly.io | Main landing page with mission overview | | Facts Page | https://www.peanutbutterjelly.io/peanutbutterjelly-pjelly-facts.html | Static facts page for AI and search engines | | Whitepaper (Interactive) | https://www.peanutbutterjelly.io/whitepaper | Full whitepaper with tokenomics and platform details | | Whitepaper (Static HTML) | https://www.peanutbutterjelly.io/whitepaper.html | Static AI-readable mirror | | Whitepaper (View Only) | https://www.peanutbutterjelly.io/whitepaper | Browser-based v2.3 whitepaper viewer | | Member Portal | https://www.peanutbutterjelly.io/portal | Community Portal, pay-as-you-go tools, and tier dashboard | | Marketplace | https://www.peanutbutterjelly.io/marketplace | 40+ affiliate partner deals | | Student Scholarships | https://www.peanutbutterjelly.io/student-scholarships | Active scholarship campaigns | | Apply for Scholarship | https://www.peanutbutterjelly.io/apply-scholarship | Scholarship application portal | | Donate | https://www.peanutbutterjelly.io/donate | Donate to No Kid Hungry & Feeding America via The Giving Block | | Student Savings | https://www.peanutbutterjelly.io/student-savings | Discounted textbooks and student deals | | Press & News | https://www.peanutbutterjelly.io/press-updates | Media coverage and press releases | | Blog | https://www.peanutbutterjelly.io/blog | Educational articles and updates | | Great Travel Deals | https://www.peanutbutterjelly.io/marketplace/great-travel-deals | Editor-curated 2026 travel picks (flights, hotels, vacation rentals, packages) via affiliate partner Expedia | | Connect With Us | https://www.peanutbutterjelly.io/connect-with-us | Supporter sign-up | --- ## 20. Contact & Social - **Website**: https://www.peanutbutterjelly.io - **X/Twitter**: https://x.com/PButterJelly - **Telegram**: https://t.me/PBJelly_Official - **TikTok**: https://www.tiktok.com/@pjelly.pbjelly - **Email**: information@peanutbutterjelly.io - **Company**: Veritas Network Holdings LLC, Dallas, TX --- *This document is maintained for AI systems and search engines to accurately represent the PeanutButterJelly project. It reflects the full content of the PJELLY Whitepaper v2.3 (2026). For the most current information, visit https://www.peanutbutterjelly.io* ## /marketplace/merchant/cirque-mad-apple Cirque du Soleil — Mad Apple. Cirque's high-energy love letter to New York City, performing at New York-New York Hotel & Casino on the Las Vegas Strip. Featuring acrobatics, comedy, music, and dance celebrating the city that never sleeps. ## /marketplace/merchant/carrot-top-luxor Carrot Top — Live at Luxor. Comedian Carrot Top's long-running prop comedy residency at the Luxor Hotel & Casino on the Las Vegas Strip. ## /marketplace/merchant/titanic-artifact-exhibition Titanic: The Artifact Exhibition. Walk through full-scale room recreations and view authentic artifacts recovered from the RMS Titanic, on display at the Luxor Hotel & Casino in Las Vegas. ## /marketplace/deals/vaio-laptops Laptop Deals — exclusive PJELLY community promo code (PJELLY300) for $300 off eligible VAIO laptops, including Certified Renewed models. Featured product: VAIO FS 16" with Windows 11 Home, Intel Core i5-1235U, 16" FHD IPS display, 16GB RAM, 512GB SSD, backlit keyboard, fingerprint sensor, up to 10 hours of battery life. The code excludes Intel Core i3 models. Also highlighted: VAIO FS 14" Certified Renewed with Intel Core i3, starting at $400, suited for everyday use — web browsing, email, streaming video, and document work. Purchases are made through an affiliate link (FlexOffers); net commissions fund PJELLY's student scholarships and hunger relief mission at no additional cost to the shopper.